Flexible funding options

Fixed-rate loans from US$2,001 to US$100,000 total at competitive interest rates with up to 0.25% in interest rate discounts. Plus – we don’t mind if you have loans from other lenders; you can still apply for an MPOWER loan!

Powered by your future potential

An independent student loan that doesn’t require a cosigner or collateral. Build U.S. credit history through on-time payments, and never face a prepayment penalty.

A reliably fast process

From a quick approval process to a seamless disbursement, we have you covered. It’s fast from the start – in just 30 seconds you can see if you’re eligible to apply.

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